Hilton Head Real Estate

Shoveling Sunshine on Hilton Head!

I love calling prospects in the north after a big snow storm.  As we chat the conversation always turns to the weather.  With over 200 days of sunshine and subtropical temperatures, Hilton Head Island offers incredible weather throughout the year.  One of the best guides to our weather is The Real Seasons of Hilton Head by Todd Ballantine shown.  Not only is our weather good, we shovel a lot of sunshine all year round. 

Hilton Head Island is kept warmer in the winter and cooler in the summer by thermos or the ocean breezes over the warm sea(that is why you see people swimming in the ocean in January).  In fact, our moderate winter days are typically warmer than other inland southern cities.  As well winter months have less rain than the wetter summer months with sub tropical temperatures that are perfect for snowbirds or real estate shoppers looking for a warm weather escape.  The winter is the Island’s sports season, which is perfect for golf, long beach walks, biking, tennis and most other outdoor activities. 

For all of those digging out in the Northeast today, here is a link to today’s weather on Hilton Head Island.  Of course, if you are tired of shoveling today and would like to look at some Island Real Estate, we would be more than happy to help out.  Simply email us at robbie@robbiebunting.com and put in the subject line “Warm me up!”

Baby boomers want to be warm and wet!

In their retirement and golden years baby~boomers want warm weather and the ocean nearby.  Do not wait to long to make get your foot in the door on Hilton Head Island as boomers are now turning 60 at the rate of 8,000 a day and represent 38% of our total population in this country.  The way I see it based on 2.5 million visitors per year to Hilton Head Island, we have over 950,000 of  these Baby Boomers visiting the Island with about 50,000 of them turning 60 years old every year for the next 17 years.  Our recommendation is to be ahead of this herd!  We are just beginning to hear the rumble.

Get a free credit report today!

Now is an incredible time for you to purchase a new property or look at refinancing your current property. To be sure you do not miss out on this opportunity Mortgage Network is offering a free credit report with every consultation.

All credit reports are not the same!

It is important to note that while credit reports are available online, the scores do not accurately reflect your score when being considered for mortgage purposes. Liabilities are weighted differently when the report is done for mortgage purposes rather than informational purposes. Our report will give you immediate insight into the interest rates and terms that are available based on your score.

All you need is the attached form and we will issue a report immediately. This is a $30 value.  Simply print the form and fax back to 843-785-6404 to the attention of David Crowell.

Looking forward to an exciting 2010!

David Crowell
Senior Loan Officer
Mortgage Network, Inc.

dcrowell@mortgagenetwork.com
1000 William Hilton Parkway
Suite 205
Hilton Head Island, SC 29928
Office: 843-842-4004
Fax: 843-785-6404

Staging or furnishing deadlines!

The days of no interest, no payments will soon be gone at Rooms to Go.  If you want either Vacant Home Staging or just some additional pieces of furniture and not make a payment on until 2012 please let Kalyani know ASAP. The last day to be able to order is 2/15/10! I’d need to have everything ready to be ordered by then.
 
Kalyani Persons
Home Staging In Paradise
www.HomeStagingInParadise.com
Kalyani@HomeStagingInParadise.com
843/815-4412

Are you making a move on Hilton Head Island?

Deadlines are rapidly approaching for Tax Credits for first time home buyers and home sellers considering moving up.  The Worker, Homeownership, and Business Assistance Act of 2009′s tax credit of up to $6,500 for qualified move-up home buyers ends April 30, 2010. You can purchase by June 30, 2010 but must have a binding sales contract signed by April 30, 2010.  The first time buyers tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence also ends April 30, 2010. A purchase completed by June 30, 2010 (with a binding sales contract signed by April 30, 2010) may qualify.

Historically low interest rates, historically low housing prices in most areas and great values in the move up home market make this the perfect time to act. Call me for a free consultation to run the numbers for you. Don’t miss out on the great values!

Looking for an FHA loan on Hilton Head?

There is a strong indication that loans handled by FHA Mortgages, will be changing in the near future. These FHA backed mortgage programs are going to be adjusted or even overhauled.  These changes, depending what the changes are, will most likely influence the real estate market as a whole. 

During the real estate boom the use of FHA mortgages dropped to around 2% of the loans.  That figure has shot up to 25% and even higher in some markets.  Any substantial changes to FHA lending requirements could affect in some cases, the most active segment in many real estate markets. 

Congress is pressing on FHA to tighten the standards toward borrowers.  The options on what they will do to tighten these standards are broad and could include increasing FICO scores, require more amount of the down payment and reducing Seller contributions to closing costs

All these have been expressed and are being explored and if you are a buyer that needs an FHA loan, the time to act is now!  Don’t take a chance on time…email us today at robbie@robbiebunting.com or call us toll free at m1-800-932-3652 to get your foot in the door now!